AppleCare, or any accidental damage insurance, is yet another overhead while purchasing an iPhone. Apple’s official website sells AppleCare+ along with iPhones. The insurance service includes unlimited repairs for accidental damage, Apple-certified repairs using genuine parts, and Express Replacement Service.
Although getting insurance with an iPhone is not compulsory, the screen and back glass replacement cost — which is estimated to be well over $200 and $150, respectively — might make AppleCare more appealing. For users in the United States, Apple also provides AppleCare+ with Theft and Loss coverage for up to two incidents every 12 months.
Even if buyers are getting their iPhone through a network operator, you can add a fee to the monthly installment in exchange for insurance. For example, Verizon provides Mobile Protect insurance (against loss, theft, and damage) for $17 a month. However, the nature of services changes depending on the company chosen. Not everyone needs to get insurance for their iPhone, especially those who put up for all the protective accessories ahead of time, and are careful phone users.
However, if you like to use your iPhone without a case and a screen protector, you should explore the available insurance options. For an iPhone 13 (128GB) or an iPhone 14 (128GB), AppleCare+ costs $149 — whereas, for the iPhone 14 Plus (128GB), the service costs $179 for two years. If you decide to get insurance, it is yet another hidden cost to consider before getting an iPhone.
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