Here’s a quick recap of what each app does and doesn’t do.
Cash App: Good for sending money to friends, managing stocks, crypto, and money. Offers plenty of useful and convenient features. Doesn’t offer NFC payments, so you can only pay in person at select stores.
Google Wallet: Good for adding payment methods and using NFC to pay with your phone in almost any store and checkout instantly with many online merchants. Also good for storing passes, tickets, and loyalty cards. Doesn’t offer money management features, and sending money to friends is possible but not a core feature.
PayPal: Good for sending money worldwide without any hassle and checking out online with millions of merchants. Also good for anyone who wants credit features like Buy Now, Pay Later, or monthly payments. Doesn’t offer NFC payments, so paying in person can only happen if a store has a PayPal QR code set up.
Venmo: Good for making your financial activity into a social media feed and making quick and easy payments to friends and family. Also good for crypto and okay as a debit card if you’re only buying within the U.S. Doesn’t offer NFC payments, so paying in-store is limited.
Samsung Wallet: Good for in-store payments because NFC and MST can deal with almost all types of card readers. Good for paying for public transport quickly and easily and storing various types of passes, tickets, IDs, and passwords. Limited money management features and no stocks or crypto.
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